Disability Insurance

Short Term Disability Income Replacement 

This benefit, which is self-funded by Brown & Brown at no cost to teammates, provides valuable income replacement for you in the event you have a non-occupational injury or illness which prevents you from working your regular work schedule.

Long Term Disability Income Replacement

Brown & Brown offers long term disability (LTD) insurance through Cigna. This benefit is designed to replace a portion of your income when you cannot work on a full-time basis because of a non-occupational injury or illness. No medical information required if benefit is elected during your initial enrollment period. If you do not elect coverage for yourself during your initial enrollment period, you may enroll during annual enrollment; however, Evidence of Insurability (EOI) may be required and processed through underwriting.