Group Accident and Critical Illness Insurance plans are a great layer of financial protection from unexpected life events when used in conjunction with a major-medical health insurance plan. Brown & Brown offers the following plans through Aflac.
Group Accident Insurance
Accident insurance is a great layer of protection when used in conjunction with a major-medical health insurance plan. For as little as $15 – $50 per month, you can secure financial assistance for unexpected life events.
Benefit Overview
Group Accident Insurance At A Glance:
Aflac Group Accident Insurance coverage pays cash benefits to help with the costs associated with out- of-pocket expenses and bills, while providing peace of mind from unexpected accidents and is conveniently made available to eligible employees through payroll deductions.
About 1 out of 8 people seek medical attention for an injury (Injury Facts, 2014 Edition, National Safety Council). Accidents happen with no warning, making it impossible to plan for additional expenses that could arise from even an accident as small as a broken finger or toe. Group Accident insurance provides a scheduled benefit amount for a wide number of accident-related events, including but not limited to emergency room or clinic visits, fractures and dislocations, diagnostic testing and ambulance service.
This coverage is intended to help with the treatment cost of life-changing illnesses and health events, so you can stay focused on recuperation.
Recent advances in medicine can allow patients who suffer from a critical illness to live longer and thus increasing the concern about paying for treatments or expenses associated with their illness. A study conducted by Community Oncology Alliance found that 69 percent of Americans are more concerned about paying for treatments if diagnosed with cancer, than actually dying from the disease. With the Group Critical Illness plan, you receive cash benefits directly from Aflac giving you the flexibility to help pay bills related to treatment or to help with everyday living expenses.
Determine you and your family’s coverage needs by electing from four benefit levels of $10,000, $20,000, $30,000 or $40,000.