At Brown & Brown we are pleased to provide our teammates with a comprehensive health and welfare benefits program.
Teammate Benefit Eligibility
Group Health and Welfare Benefits:
- Regular full-time teammates working at least 30 hours per week; benefits begin the first of the month following a 30 day waiting period.
- Regular part-time teammates working at least 20 hours per week are eligible for Commuter Benefits. (Transit/Parking); benefits are available to elect prior to the 30 day first of the month waiting period.
Employee Savings Plan – 401(k):
- All employees 18+ years of age and are expected to complete a year of service (1000 hours), excluding leased employees.
- Participation begins on the first day of the payroll coinciding with or next following completion of one month of service.
- Employer Matching Contribution information can be found on page 25.
Employee Stock Purchase Program (ESPP):
- All employees who regularly work at least 20 hours or more per week.
- If you do not join at time of hire, you must wait until the next open enrollment period. Participation begins the first of the month following 30 days of employment.
- Employees who separate from employment for any reason prior to the end of the plan year will receive a distribution of any funds held by the Company.
Dependent Eligibility
Medical:
- Spouse.
- Dependent Child(ren) to age 26. Coverage available until the end of the calendar year during which the child attains age 26.
Dental / Vision:
- Spouse.
- Dependent Child(ren) to age 26. Coverage available until the end of the calendar year during which the child attains age 26.
- Dependent Child(ren) from age 26 until the end of the calendar year in which they attain age 30 who are unmarried and are;
- a) enrolled as full-time or part-time students at accredited schools; or
- b) reside with you, do not have dependents of his or her own, and are not covered as employees.
Voluntary Term Life (VTL):
- Spouse.
- Dependent Child(ren) from birth to age 26 regardless of marital, student or tax filing status, and does not have to reside with employee.
- No one may be covered more than once under this Plan. If covered as an employee, you cannot be covered as a dependent
Personal Accident Insurance (AD&D) / Identity Theft:
- Spouse, to age 99.
- Unmarried Dependent Child(ren) from birth until the end of the calendar year in which the child reaches age 26.
- No one may be covered more than once under this Plan. If covered as an employee, you cannot be covered as a dependent.
Aflac Group Insurance:
- Spouse.
- Dependent Child(ren) to age 26. Coverage available until the end of the calendar year during which the child attains age 26.
Important Note:
The coverage(s) available for enrollment may have an actively at work provision and/or for non-medical coverage may also have a pre-existing condition exclusion or limitation. The benefits information found on The Spot is available to further explain the specific circumstances to which these provisions and/or conditions may apply.
